Services
At Legacy Insurance & Wealth Services, we are committed to providing top-tier insurance services tailored to meet the unique needs of individuals, families, and business in Texas, and the surrounding areas. With years of experience in the insurance industry, we understand the importance of protecting what matters most to you. Whether you’re looking for personal coverage, commercial solutions, or specialized insurance plans, our team is here to guide you every step of the way.
What Services We Offer
We offer comprehensive coverage including Life Insurance, Health Obamacare, Medicare Advantage, and Retirement Plans. Additionally, we provide Rollover and Funeral Plans to help secure your financial future and peace of mind.
life Insurance
Life insurance is a contract where the insurer pays a sum to designated beneficiaries upon the insured person’s death, in exchange for premiums paid during their lifetime
Health Obamacare
Obamacare offers protections to make health coverage fairer and easier to understand, along with subsidies to make it more affordable. It also expands Medicaid to cover more low-income individuals.
Medicare Advantage
Medicare Advantage (Part C) offers an alternative to Original Medicare (Part A and B) through private companies approved by Medicare. Most plans also include drug coverage (Part D).
Retirement plan
Retirement planning involves saving and investing for the future using vehicles like IRAs and 401(k)s, offering tax advantages to help grow your funds.
Rollover
A rollover is the transfer of funds from one retirement plan to another, like from a 401(k) to an IRA. Rollover distributions may be subject to federal tax withholding.
Funeral Plans
A funeral plan is a life insurance policy for those 50+, covering funeral expenses in advance upon the policyholder’s death.
Life Insurance
Financial Security
Life insurance from Legacy Insurance & Wealth Services ensures that your family and dependents are financially supported in the event of your passing. This coverage can help pay off debts, cover funeral expenses, and provide ongoing income to your loved ones, securing their future.
Customizable Coverage
We offer different life insurance plans to meet your unique needs. Whether you want term life insurance for short-term coverage or whole life insurance for long-term security, our agents will help you choose the right option.
Peace of Mind
Knowing that your family will be protected financially if something happens to you offers peace of mind and reduces stress
Obamacare
Access to Health Coverage
If you’re eligible for an Obamacare plan, Legacy Insurance and Wealth Services will guide you through the process of choosing a plan that fits your needs and budget. Whether you’re self-employed, a small business owner, or an individual, we’ll help you find health insurance that offers the essential coverage you need.
Financial Assistance
Depending on your income, you may qualify for subsidies under the Affordable Care Act (ACA) to help lower your monthly premiums and out-of-pocket costs. Legacy Insurance & Wealth Services ensures you understand your eligibility and maximize your benefits.
Comprehensive Coverage
Obamacare plans provide essential health benefits, including coverage for doctor visits, hospital stays, prescription medications, and preventative services. With the right plan, you’re protected from unexpected medical expenses
Medicare Advantage
Comprehensive Coverage for Senior
Medicare Advantage (Part C) plans offer a complete healthcare solution for individuals eligible for Medicare. These plans include benefits beyond Original Medicare, such as dental, vision, and prescription drug coverage.
Cost Savings and Convenience
Medicare Advantage often includes lower out-of-pocket costs compared to traditional Medicare, making it a more affordable option for many seniors. It also streamlines coverage by providing all-in-one packages, saving you time and effort in managing multiple policies.
Personalized Guidance
At Legacy Insurance & Wealth Services, we work closely with seniors to ensure they understand their Medicare Advantage options, find the right plan, and make the best healthcare choices for their needs.
Rollover
Simplified Transfer of Funds
If you have a previous employer’s 401(k) or another retirement plan, Legacy Insurance and Wealth Services can help you roll over your funds into an IRA or your new employer’s plan. This process is straightforward and helps you avoid penalties and tax consequences.
Consolidate Your Accounts
Rollover services allow you to consolidate your retirement accounts into one, making it easier to manage your savings and investments.
Ongoing Investment Growth:
By rolling over your retirement funds, you can continue to grow your wealth without interruption, ensuring your retirement savings remain on track.
Funeral Plans
Financial Protection for Your Family
Funeral expenses can be a heavy burden on your loved ones during an emotional time. A funeral insurance plan from Legacy Insurance & Wealth Services ensures that these costs are covered, sparing your family from financial stress when the time comes.
Prepaid Funeral Options
With prepaid funeral plans, you can arrange and pay for your funeral in advance, locking in today’s prices and protecting your family from rising funeral costs in the future.
Peace of mind for the whole family
Planning ahead with a funeral plan gives you peace of mind, knowing that everything is taken care of, and your family won’t have to deal with unexpected expenses or decisions at a difficult time.
